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TSP Nuts and Bolts (Free)

In this seminar, an official trainer from the Thrift Savings Plan (TSP) will deliver two presentations designed to update you on all the latest developments affecting your TSP plan. Please feel free to join us for both sessions, or just the morning session (if you are still a few years away from retirement).

Register here.

TSP A to Z: Whether you’re just starting your federal career or nearing retirement, this information will help you make informed decisions about your TSP account now, as you prepare for retirement and after you’ve retired but are still making TSP account management decisions. The key takeaways from this presentation are:

  • Knowing the TSP contribution limits

  • Understanding the differences between Traditional and Roth contributions and how to decide what’s best for you

  • Understanding the TSP investment options and how to maximize their potential given your situation

  • Knowing the ways to access your TSP money if you need it before retirement through Loans and In-Service Withdrawals options

  • Knowing the decision you can make prior to retiring that can impact your TSP account

  • Knowing the recently changed TSP retirement income options

  • Knowing the basic Federal Tax Rules that apply to TSP withdrawals

  • Knowing the spousal rights rules that affect the distribution of your TSP account

  • Understanding TSP Death Benefits rules so you can ensure money in your account is distributed in the way you want

TSP: From Accumulation to Distribution:  This is information is geared mainly to those who are within the “Retirement Red Zone,” beginning about five years from a planned retirement date. The key takeaways from this presentation are:

  • Understanding the key assumptions about how much you should save in your TSP to before you retire so the income from it will last as long as you need it to

  • Knowing the financial risks associated with taking distributions from your TSP and how you can mitigate them risks

  • Knowing the importance of having a “drawdown strategy” for TSP distributions

  • Understanding how one popular drawdown strategy works, and how various assumptions of return and inflation factor into the results

Earlier Event: January 15
OFEB Board of Directors' Meeting - FY20 Q1
Later Event: January 28
Federal Risk Management Training