Your Guide to 2019 Open Season

The Federal Benefits Open Season runs from Monday, November 11 – Monday, December 9, 2019.  During this period, you have the opportunity to enroll, change plans or plan options, change enrollment type, or cancel enrollment for the Federal Employees Health Benefits (FEHB) Program and the Federal Employees Dental and Vision Insurance Program (FEDVIP).  You also have the opportunity to re-enroll or newly enroll in the Federal Flexible Spending Account (FSAFEDS) Program. 

Please check out this helpful chart that explains your options for changing your FEHB Enrollments in Open Season.

Open Season Announcement for Benefits Administrators

2019 Oregon/SW Washington Open Season FEHB Fair Schedule

Fairs open to all federal employees can be found on the right.

Click here for a comprehensive list of all FEHB Open Season fairs, including closed agency-specific fairs.

2019 Health Plans Comparison (coming soon!)

Upcoming Health & Wellness Events

Federal Long-term Care Insurance Program (FLTCIP) Health Webinars

Our FLTCIP Partners host a series of free webinars that are open to all feds. See below for more information.

Learn more about the Federal Long Term Care Insurance Program (FLTCIP) and Federal Employees Dental and Vision Insurance Program (FEDVIP), plus explore related long term care issues such as making the most of your benefits, financing long term care, and the advantages of planning for retirement. Sign up for a free webinar today at LTCFEDS.com/elearning. All events are available on-demand.

LTC Partners Presents the Healthier Future Series by Harvard Medical School
This webinar series features world-class faculty from Harvard Medical School who will discuss how federal employees and their families can approach aging in a healthy way to positively impact their lives. Below, you'll find events that explore dental health, how to cope with Alzheimer's, and strategies to help with cognitive changes. Experts will present the latest medical information and practical tips and tools that can favorably impact your future health, to help you live longer—and better!

Dental Health for All Adults
October 23, 2019
Thanks to new materials and techniques, dentists are more successful than ever at reversing the disease process and preserving, repairing, and replacing teeth. In this webinar, a medical expert from Harvard School of Dental Medicine will help you sift through the hype surrounding certain dental products and procedures. You will also hear about the latest techniques to repair or replace damaged teeth—including root canal therapy, bridges, orthodontic treatment, dentures, and implants—as well as advice on managing dental emergencies. Join this webinar and learn about the proven preventative dental strategies that will help you maintain your oral and overall health.

Alzheimer's Disease: A Guide to Coping, Treatment, and Caregiving
November 5, 2019
In honor of Alzheimer's Awareness Month, this webinar focuses on the disease and how to care for people through the stages of diagnosis, coping, and treatment. There is no cure for Alzheimer's, and available treatments only alleviate symptoms temporarily at best. A Harvard Medical School expert will share in-depth information on the signs and diagnosis process for Alzheimer's disease as well as best-practice approaches for managing its symptoms. Because Alzheimer's is progressive, coping with it requires foresight and careful advance planning. People in the early stages of Alzheimer's disease can often be partners in that planning, and this comprehensive webinar can guide you. We will also provide practical tips for family members and caregivers who are caring for someone with Alzheimer's at home.

Preventing Age-Related Cognitive Changes
December 3, 2019
How do you stay cognitively fit as you age? Genetics play a role in your brain health, but did you know that you can do many things to improve your cognitive fitness and prevent or improve cognitive decline? In this webinar, a Harvard medical expert will explain the latest World Health Organization guidelines for reducing the risk of dementia and cognitive decline as well as the latest research on lifestyle changes that affect your brain's structure and positively impact cognition. We will also share steps for implementing the most effective strategies for improving brain health and share experiences with patients who have implemented these changes to keep cognitively fit and slow cognitive decline due to aging.

The FLTCIP (Part 1 of 2): Planning for Long Term Care
October 24, 2019, and December 11, 2019
This webinar explores the realities of long term care and family caregiving. We also review possible long term care funding options (and their tradeoffs) such as Medicaid and investing.

The FLTCIP (Part 2 of 2): Protecting Your Retirement with the Federal Long Term Care Insurance Program
October 30, 2019, and December 12, 2019
This webinar includes a thorough review of the benefits and features of the FLTCIP plan, with important information on cost, eligibility, and enrollment.

Overcoming Loneliness
October 29, 2019
While many of us need and desire solitude periodically, there are those who experience unwanted loneliness, which can result in physiological, cognitive, emotional, and psychosocial decline. Research reveals that loneliness is being reported in epidemic proportions. In fact, loneliness may lead to a shorter life expectancy, lower quality of life, and complications with caregiving. In this webinar, we will discuss how to proactively address this issue and create a sense of community that is beneficial for everyone.

Understanding VA Long Term Care Benefits
November 13, 2019
Many veterans will need long term care at some point in their lives, and there are important factors that can determine what role the U.S. Department of Veterans Affairs (VA) will play in their care. Join us as Kristin Maxwell, Chief of Social Work at the VA Medical Center in Manchester, NH, gives an overview of the VA’s Geriatric and Extended Care Program, reviews program eligibility and covered services, and discusses how the VA can help veterans with extended care needs. She’ll also talk about the importance of planning ahead—even if there is not already a need for care—and will provide information on how veterans can get started in exploring their eligibility for services.

FEDVIP: Shop, Enroll, and Manage Your Dental and Vision Insurance
November 19, 2019
Join us as we navigate Federal Employees Dental and Vision Insurance Program (FEDVIP) options and online comparison tools, as well as discuss the choices you have when researching and enrolling in FEDVIP during the Federal Benefits Open Season. We’ll also review how to access FEDVIP information and chat with plan representatives for the Federal Employees Health Benefits Program, the Federal Long Term Care Insurance Program, the Federal Flexible Spending Account Program, and BENEFEDS through our Virtual Benefits Fair.

Technology and Caregiving
November 20, 2019
Technological advances in health care and long term care are changing the landscape of caregiving. Human relationships will always be central to caregiving, but technology can also be utilized to reduce many of the daily tasks that are difficult for family caregivers. Join us as we explore new options that may improve the quality of care and decrease the workload of caregivers.

Tis the Season: Wrap-up the 2019 Federal Benefits Open Season
December 4, 2019
Insurance needs may change throughout your career and into retirement. Join Tammy Flanagan and the Federal Long Term Care Insurance Program and BENEFEDS representatives live in the 2019 Virtual Benefits Fair. We’ll review what’s new in federal benefits for the upcoming plan year and any available tax savings that may help reduce your costs. Participate in a live Q&A with Tammy, then chat with participating plan representatives at the Virtual Benefits Fair (chat anytime between 10 a.m. and 5 p.m. (ET) on December 4, 2019).

Note: The opinions and views expressed in this material and in these webinars and in the Q&As are the opinions of the respective presenter and are not intended by John Hancock Life & Health Insurance Company, the U.S. Office of Personnel Management (OPM), or Long Term Care Partners, LLC, to represent any legal or investment advice or opinion. And while John Hancock and OPM have reviewed this webinar communication, they are not endorsing or approving the webinar vendor or its products or services.

Federal Employees Health Benefits

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Federal Employees Health Benefits (FEHB) Program is one of the most valuable benefits of federal employment. However, coverage is not automatic – you must enroll to be covered. If you are currently enrolled in a FEHB plan, and do nothing, your coverage will automatically continue with your existing plan provider. Even though you're not switching, be sure to research information about your plan as providers, benefits and rates may change. If you wish to enroll, change or cancel your coverage, you will need to complete the enrollment process. 

More information to help you choose and enroll can be found at:

FEHB Program website

Health plan brochures by state

Health reference materials

Dental and Vision Benefits 

The Federal Employees Dental and Vision Insurance Program (FEDVIP) allows dental and vision benefits to be purchased on a group basis. If you are currently enrolled in a FEDVIP plan and do nothing, your coverage will automatically continue with your existing plan provider. Even though you're not switching, be sure to research information about your plan as providers, benefits and rates may change. If you wish to enroll, change or cancel your coverage, you will need to complete the enrollment process through BENEFEDS.

More information to help you choose and enroll can be found at:

BENEFEDS website

Dental plan brochures

Compare dental and vision plans by location

Vision overview

Flexible Spending Accounts 

The Federal Flexible Spending Account Program (FSAFEDS) allows you to pay for certain health and dependent care expenses with pre-tax dollars. Unlike other programs, you must reenroll in FSAFEDS each year to participate. Enrollments do not automatically continue. To learn more visit the FSAFEDS website.


2018 WellCheck Results

At the link below, you can find the newly released OPM report on WellCheck 2018. WellCheck helps agencies prioritize high-impact, evidence-based health behavior improvement strategies by assessing worksite health and wellness programs to identify opportunities for improvement. OPM offers all Federal agencies a bi-annual opportunity to submit wellness and related program data for analysis and feedback reports. Results from the 2018 administration of WellCheck (WC) indicate Federal agencies continue to sustain and improve worksite health and wellness programs to promote workforce health, productivity, and engagement. This memorandum shares a background of the WellCheck data call, high-level results, top 2018 worksites, and recommendations for agencies.  Please see attached for the full report, but key findings are copied below. 

RESULTS

181 worksites from 31 different Federal agencies participated in the WC assessment. Participating agencies show continued growth and commitment to employee health and evidence-based programming across the Federal Government. The average score across participating worksites was 67% (191 out of 286 possible points). Individual worksite scores ranged from 32 to a perfect score of 286. On average, agencies scored the highest in addressing vaccine-preventable diseases, occupational health and safety, and tobacco-free living. Agencies have the most room for improvement in the areas of nutrition, organizational supports, and supports for nursing employees. 

High-impact strategies are evidence-based strategies that are known to improve the health of employees when they are used as part of comprehensive worksite wellness programs. The high-impact wellness strategies that agencies use the most are: 

  • Encouraging reporting of injuries and near misses (93%);

  • Having one or more functioning Automated External Defibrillators (AEDs) in place (88%);

  • Promoting influenza (flu) vaccinations through brochures, videos, posters, pamphlets, newsletters or other written or online information that address the benefits of influenza vaccinations (88%);

  • Providing a private space (other than a restroom) that may be used by an employee to express breast milk (87%); and

  • Providing environmental supports for recreation or physical activity (87%).

A 508-conformant version of this memorandum is available online for the benefit of readers with disabilities at: https://www.chcoc.gov/content/2018-wellcheck-results